16th May 2022
We make it easy for you to transfer your ISA to Crowd2Fund where you can potentially earn up to 15% APR tax-free via your IFISA. The Crowd2Fund Innovative Finance ISA is an innovative way to invest in great British entrepreneurs who are building amazing businesses.
This is a unique way that puts you in control, you choose the businesses you back. Via our mobile app and desktop website you can build a diversified portfolio by investing in multiple small and medium sized British enterprises, whilst continuing to subscribe to your £20,000 per year Innovative Finance ISA allowance where earnings are tax-free.
Cash ISAs are offering an embarrassingly low interest rate of return – around 1% to 2% APR which in effect could be an 8% APR annual loss with inflation predicted to raise to 10% towards the end of 2022.
Stocks and shares ISAs are highly volatile and unpredictable in this unchartered economic climate – there is a way however for you to navigate this low interest and volatile environment. That’s by transferring your ISA to the Crowd2Fund Innovative Finance ISA, where over the past 7 years the average returns are 6% APR tax-free after fees and after losses, consistent and steady.
With the Crowd2Fund IFISA you can however earn up to 15% before fees and losses, if you choose good opportunities to invest in as you build your portfolio – this is your way to beat inflation. We also note some of the providers in the market such as Funding Circle and Zopa have stopped offering the IFISA due to the regulatory constraints placed on them for private investors – it’s time to transfer funds to the Crowd2Fund Innovative Finance ISA and put your money to work.
To transfer your ISA simply follow these 3 basic steps:
1. Register to Crowd2Fund for free
2. Activate your IFISA by adding your national insurance number
3. Complete the transfer ISA form here
We’ll do the rest by contacting your current provider and managing the safe and secure transfer of your funds. The funds will arrive in your account in a week or so and then you’ll be free to start building your diversified portfolio.
Furthermore, if you need access to your cash, you can sell your investments to other entrepreneurial investors within the community via our secondary market or exchange. This is where you set the price of the sale within the floor and ceiling price that the platform algorithms define.
For investor seeking to transfer more than £10k of their ISA capital to Crowd2Fund, we’re offering a super promotion of £200 cash back directly into your account to use for whatever you want.
We look forward to working with you and please do not hesitate to contact us on firstname.lastname@example.org or call us and have a chat with the team here: 020 3735 5669.
The Crowd2Fund Team
*Subject to terms and conditions and offer end at midnight 29th July 2022.
Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser. Do not invest more than you can afford to lose. Investing in start-ups and early stage businesses involves risks, including illiquidity, lack of dividends, loss of investment and dilution, and it should be done only as part of a diversified portfolio. Investing in start-ups may expose the individual concerned to a significant risk of losing all of the money or other assets invested. Peer-to-business lending through Crowd2Fund is not the same as holding a bank or building society savings account. When making a peer-to-business loan, your capital lent to a borrower is not covered for compensation in the event of a loss by the Financial Services Compensation Scheme. It may prove impossible to recover all or part of the loan by calling in the business assets held as security on that loan. Reward and Donation funding types are not regulated by the Financial Conduct Authority Crowd2Fund Limited is authorised and regulated by the Financial Conduct Authority (FRN 623683). Crowd2Fund Limited is registered in England and Wales. Registered No. 08472687 Registered Address: 242 Acklam Road, London, W10 5JJ
Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.