Smart-Invest

Automatically build a balanced portfolio

Smart-Invest makes it easy to build and grow your portfolio with intelligent automation. It provides a once off way to automate monthly contributions, investments and re-investment to maximise your portfolio ROI. It’s putting your portfolio on autopilot and taking control when you want.

*Crowd2Fund Smart-Invest is not a discretionary investment management service and we do not provide investment advice. You still get alerted about each investment opportunity and therefore still make the choice about each investment.

Getting Started

The Smart-Invest feature can help you take full advantage of your IFISA. Once you’ve set-up your IFISA, you can set up your Smart-Invest from your dashboard. Here you’ll define your investment criteria and set up your investing plan.

The system only invests in opportunities that meet your criteria on a monthly basis. Over time, Smart-Invest will build a balanced investment portfolio for you.

1

Set up your IFISA

Open an account for free & add funds to your Crowd2Fund wallet.

2

Initiate your Smart-Invest

Add your National insurance number to receive tax-free earnings.

3

Define your investment

Set your investment goals and Invest as little as £100.

Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future and remember your capital is at risk.

Calculate future potential earnings

£250 £30,000
£
£100 £5,000
£
1 year 10 years
3 years
6% 15%
8.7 %

Total Investment

£19,400

Total Return

£22,727

Target Interest

8.7 %

This is the interest rate we will aim to lend at but the actual rate we lend at may be subject to change.

Get started
Past performance and forecasts are not reliable indicators of future results. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future and remember your capital is at risk.

How Smart-Invest works:

  1. The system selects businesses based on the needs and criteria you set in your profile.
  2. Every time an investment is made, you will receive a notification through Crowd2Fund.
  3. Repayments on these investments are paid back to you on a monthly basis, and re-invested in new matching opportunities.
Get started

Things to consider before investing:

  • When setting up Smart-Invest, you can specify an upfront investment amount, and then define an ongoing investing plan that works for you.
  • Every month your investment funds are collected via direct debit, and the system selects opportunities that are suited to you — and your appetite for risk.
  • You can also choose not to re-invest your repayments, which include both your interest and initial loan capital.
  • You can pause your Smart-Invest plan at any time.
  • You can also potentially access your capital by selling your investments to others on the Exchange.

Enhanced Features

Smart-Repayments

You will receive monthly repayments following the closure of the campaign in which you invested. If you wish to increase your portfolio ROI, then your repayments can be automatically re-invested on a monthly basis. This is done by agreeing to the 'Re-invest my monthly repayments' tick box on the Settings page. This feature only works for repayments totaling £100 or more.

Smart-Schedule

If you receive lots of small repayments, but don’t want the hassle of re-investing every time, we would like to invite you to set-up a Smart-Schedule. This is allows you to specify the wallet balance at which you wish a Smart-Investment to be made. For example, should you set your wallet balance at £150, the system will automatically invest the total £150 across campaigns that match your desired APR.

Smart-Invest account balance

The Smart-Wallet allows you to invest in all campaigns that match your criteria instantaneously at the click of a button. You must have more than £100 available in your wallet for this feature to work. Simply click the Smart-Invest button from your dashboard and your investments will be made.

Ready to get started? Create an account.

Get access to unique investment opportunities made simple.

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.

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