Written off loans
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Remember, your capital is at risk and your actual return may be higher or lower. Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. The average APR is shown before fees and bad debt.
The majority of investors make positive earnings from investing via the platform - some more than others. Continuing to build well diversified portfolios can lead to good earnings over time. This chart includes all earnings to date, any potential earnings and is taken as a percentage of the portfolio balance, assuming all defaults are written-off.
Investor earnings vary depending on how you build your portfolio. The following chart shows the annualised earnings of all investors within the community combined.
Every month businesses repay investors directly via the platform. Interest earned significantly outweighs any losses. Write off rate does not include additional compensation that may have been paid back to investors.
Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.