21st Sep 17
Trade investments on the Exchange
You can access your capital by selling your investments to others on the Exchange.
The Exchange is a marketplace which allows investors to trade their Crowd2Fund investments, giving sellers flexible access to their capital and offering phenomenal deals for buyers. As a seller, you define the price of the trade – the more competitive the price, the quicker you free-up your capital. As a buyer, you can take advantage of opportunities you may have missed, review the investment’s performance to date and potentially buy-in at a preferential rate.
The sale of your investment is not guaranteed as an investor must purchase the entire investment from you
How it works
We’ve made it simple for you to list your sale on The Exchange. Eligible investments will be highlighted in your Portfolio
You decide the sale price for the investment. Staff tip: Offering a higher interest rate may encourage a quicker sale, allowing you to access your capital sooner.
All current opportunities are listed on The Exchange. Please note, these may offer a higher rate of interest than the original investment; this is due to the sale price of the loan and is not necessarily reflective of its level of risk.
Purchasing an investment will simply transfer ownership into your portfolio.
Original Investment, i.e. Original APR:
Received 1 repayment of £6.22, of which £1.87 is Interest and £4.35 is Capital
Outstanding Capital is £246.65.
Interest to be earned over the remaining 47 months is £46.75
Investor chooses to sell at APR 8.5%, i.e. Offered APR:
Interest to be earned over the remaining 47 months is £44.02
Sale Price at 8.5%:
Difference between remaining interest of Original and Offered APR: £46.75 – £44.02 = £2.73
Capital outstanding + Difference in Interest: £245.65 + £2.73 = £248.38
The sale price of this investment at 8.5% is therefore £248.38
Total repay – of which is interest = Capital outstanding (on the original investment)
Sale Price – Capital Outstanding = Interest Difference between Original and Offered APR
This difference in interest is the profit/loss that the buyer is earning by selling their investment at a lower or higher APR than the original.
21st Sep 17
21st Sep 17