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Capital at risk
Capital at risk
Director guaranteed
You make
Minimum investment is £100
Total return
Monthly repayments

Y & Y Docklands Limited is a property maintenance firm based out of the Docklands in East London, operating since 2011. Their services range from lock fitting and security advice all the way to full refurbishments. To date they have taken on a number of projects including one for a local school in early 2023. They offer a 24/7 locksmithing, boarding up, and emergency door repairs service.

Property maintenance done right.

I founded Y&Y Docklands Ltd in 2011 when I realised the market space for one-stop high-quality property maintenance services. As a result, Y&Y Docklands Ltd was founded, and we began our journey to the expansive business that we are today. Our expertise spans a diverse range of property maintenance services, covering everything from plumbing and electrical work to painting, repairs, and landscaping.

We take the most pride in our 24/7 Locksmithing Service. We believe that safety and security are paramount, and as a result, we provide round-the-clock locksmithing services for any emergencies that may arise. Moreover, Y&Y takes immense pride in delivering top-notch craftsmanship. Our skilled professionals use high-quality materials and employ the latest techniques to ensure every task is completed to the highest standard. We understand the value of your time. When you schedule a service with us, you can trust us to be on time and complete the job within the agreed-upon timeframe, minimising any inconvenience to you. At Y&Y, our customers are at the centre of everything we do. We listen to your needs, tailor our services accordingly, and strive to exceed your expectations, making your satisfaction our priority.

In conclusion, Y&Y stands as a beacon of reliability, quality, and professionalism in the property maintenance industry. We're here to provide unmatched service, ensuring your property remains safe, functional, and aesthetically pleasing. We are happy to discuss any project, and in early 2023 we even took on a job for a local school!

Credit Commentary:
The directors Richard and Danil Yusuf are providing a personal guarantee, which means should the business fail, and there are insufficient assets within the business to repay the loan, we can look to the directors to repay any shortfall on repayment. The directors have a good financial profile, and the company holds an Equifax Report of D-. Our credit assessment has concluded a higher level of risk, which means the business could struggle to meet obligations if faced with an adverse business or economic situation. The risk is mitigated by Y&Y being able to show a consistent and positive cash flow and their recent annual profitability of £9.000. Additionally, both directors have a moderate credit profile which means that historically they have fulfilled their financial obligations. The directors can also be traced for several years with no issues.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases


Business keeps the raised amount even if target is not met.
Loan - product type
£ 33k
£ 0
Est close date

Where will the funds go?

Debt Consolidation

Key people

Richard Yusuf
Danil Yusuf

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Business brand

London, UK

"Property maintenance done right."

13 years, 0 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.