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Capital at risk
Capital at risk
Director guaranteed
You make
Minimum investment is £100
Total return
Monthly repayments

The Flame Lily Healthcare is the parent company for CheckUp Health. CheckUp Health is an amalgamated digital healthcare service aiming to make healthcare easily accessible for all. They want to help address the patient overflows resulting from the struggling NHS, using their own team of medical staff to provide appointments & prescriptions all in a handy one-stop place. Their platform is available in multiple languages, further indicating their commitment to accessibility.

To make healthcare equitable and accessible for everyone

CheckUp Health was an idea ignited by The Flame Lily Healthcare Limited in 2014-2024 The initial vision was for software development amidst the escalating GP shortages in the UK. That vision has been brought to life, and we now provide a centralised online service for booking appointments with doctors, getting prescriptions, and even ordering blood test kits. We work heavily with the NHS, as well as providing our own registered doctors, nurses, and other medical professionals.

Addressing the critical need for efficient management of patient overflow in healthcare systems, CheckUp Health Overflow Services delivers a streamlined solution. This technology is crafted to alleviate the pressure on traditional healthcare facilities by managing extra patient appointments and enquiries. Utilising advanced scheduling algorithms and patient management systems, it ensures timely attention for every patient, preventing the existing healthcare infrastructure from being overwhelmed. This service proves invaluable during peak periods or when healthcare resources are stretched, ensuring continuity and quality of care.

CheckUp Health is redefining healthcare in the digital age transforming healthcare delivery, making a significant lasting impact, and making healthcare equitable and accessible for everyone. We are proud to be saving and transforming lives and having achieved the status we have in a very short space of time. We have ensured our platform is available in multiple languages to further improve accessibility and to make use of our multicultural team.

Credit commentary:
The director Fungai Ndemeras is providing a personal guarantee, which means should the business fail and have insufficient assets within the business to repay the loan, we can look to the guarantor(s) to repay any shortfall on repayment. There have been no CCJs for the business or director. Our analysis is based on the latest financial data, which includes the management accounts for the year 2023. These figures were not accessible to Equifax. In 2023, administrative costs were £577,963.26, while other operating income summed £128,248.37. According to the most recent accounts, the net profit stood at £237,248 and net equity reached £834,103. Bank statements indicate satisfactory affordability, and the accounts remain well in credit.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases. The directors do not expect to draw money from the business as the funds will be used for business expansion.


Business keeps the raised amount even if target is not met.
Loan - product type
£ 54k
£ 64k
Est close date
Funded 3 months ago in 13 days

Where will the funds go?

Business expansion

Key people

Fungai Edeline Ndemera

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Business brand

Wolverhampton, UK

"To make healthcare equitable and accessible for everyone"

14 years, 7 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.