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loanLoan
Capital at risk
24
Months
18.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Founded in August 2014 in Edinburgh, Taza Bake is an artisan bakery and distribution enterprise that integrates traditional baking practices with automation systems. The company's exceptional offering revolves around the production of chemical-free Syrian flatbread, renowned for its freshness and extended shelf life. They take immense pride in being the first of its kind in Scotland, revolutionizing the concept of freshness, quality, and cultural connection through their authentic products.

Nurturing Tradition, Delivering Freshness

As someone with a background in finance, venturing into the world of artisan baking was a bold step driven by a long-standing passion. Our journey began in 2014 when we laid the foundation for Taza Bake. The allure of offering something remarkable – a fusion of innovation and tradition – was irresistible. With no prior experience in this domain, achieving what Taza Bake stands for today fills me with immense pride.

Our devotion to serving customers and our community is encapsulated in our mission: to provide the finest quality bread at reasonable prices. What sets us apart is our commitment to delivering freshness, both in taste and experience. Our bakery's core product is the famed Syrian flatbread, or Khobez, which has journeyed from the Mediterranean to Scotland. In our pursuit of excellence, we've established a production line that meets European standards, while prioritizing the environment and the well-being of our team. Taza, meaning "Fresh" in Arabic, epitomizes our goal of delivering freshly baked goods daily. Our bread isn't just sustenance; it's a canvas for cultural connection, a means of bringing people together. Each piece we create tells a story; a narrative woven into its very fabric. Our Khobez, made from the simplest ingredients – flour, water, sugar, and salt – carries the legacy of centuries, uniting homes and flavours.

In a world where automation and tradition can seem at odds, our bakery embodies their harmonious coexistence. Our automated machines ensure consistency without compromising authenticity. The essence of bread, its role beyond nourishment, is a universal language. In the Mediterranean, bread is life – 'aish.' Taza Bake aspires to breathe life into each loaf, offering an experience beyond taste. It's about sharing stories, embracing culture, and fostering connections. The significance of bread isn't lost on us; it's an emblem of respect and gratitude. Our bakery isn't just a business; it's a vessel for the heritage and spirit of bread-making. Today, I reflect on this journey – from finance to artisanal baking – with a sense of accomplishment. Taza Bake isn't solely about bread; it's about the fusion of dreams, dedication, and a shared love for flavours that transcend borders.

Credit Commentary:
The directors are providing a personal guarantee, which means that if the business fails the directors become personally liable for the loan.The directors are stable with the default on utilities. Both of the directors are homeowners their property (owned by both directors ) has been calculated at £85k taking account of unsecured lending in the directors' names, however, this does not ensure that there are sufficient assets should the loan need to be recovered. The funds will be used to expand the business.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 43k
Raised
£ 44k
Investors
91
Est close date
Funded 5 months ago in 3 days

Where will the funds go?

CAPEX
£21,739
Expansion
£21,739

Key people

Mays Al Emam
Director
AR
Abdullah Razzouk
Director

Business brand

Edinburgh, UK

"Nurturing Tradition, Delivering Freshness"

Incorporated
9 years, 6 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.