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Capital at risk
Capital at risk
Director guaranteed
You make
Minimum investment is £100
Total return
Monthly repayments

Trusted by the UK’s leading payroll bureaus, Paycircle is a cloud-based payroll that brings the very best technology to the industry. Providing each user with their own unique portal to access information exactly when and where they need it, their services are smooth and easy. They are changing industry for good and aim to pave way for a more efficient way to process it. Paycircle is continuing to grow and is now seeking funds for working capital to expand business.

For the next generation of payroll bureaus.

We are a cloud-based payroll platform changing the industry using modern technology to enhance the process of payroll. Using a stack of powerful, intelligent collaborative tools, we give bureaus a modern and organised approach to sharing data and managing their processes, tasks and deadlines. Our platform is also trusted by the UK’s leading bureaus such as HMRC, CiS, Automatic Enrolment, The Pensions Regulator, and Cyber Essentials.

With our platform, each individual has their own unique portal to access all the information they need. We also provide a fully automated service - removing all of the heavy lifting and frustrating admin to give bureaus more time to focus on providing better customer services. The Paycircle system is highly streamlined and accurate which, in turn, vastly reduces margin for error.

We put our customers’ needs at the heart of everything we do - from being paid correctly to being paid on time. If our users have any concerns or other queries, they can send messages directly via their personal portal. We make the process easy.

“Our customers love the fact that they can access their information and send us messages about their payroll, all via their own portal. Everyone finds Paycircle so intuitive to use and it’s now really easy to collaborate It will definitely transform our bureau”

Lynne Ashmore - BHP

The demand for our services is increasing exponentially and as we are taking on a number of new clients the funds used for this campaign will be used to support this.

This has been a brilliant journey so far and we’re excited for you to be part of the next chapter.

There has been a record rise of people on payroll in May, so the demand for their services has significantly increased with 197,000 more people, the highest since 2014.

Credit Risk Comments:
The filed accounts have shown and increase in profits over the last three years and there is a good current ratio. There are no cost of sales as this is a SAAS business. The bank statements demonstrate affordability to support a loan. The directors are providing personal guarantees, this means that if the business fails the directors become personally liable for the loan. One of the director is a homeowner, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors.


Business keeps the raised amount even if target is not met.
Loan - product type
£ 80k
£ 81k
Est close date
Funded 3 years ago in 1 day

Where will the funds go?

Working Capital for New Contracts

Key people

David Hart

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Business brand

Reading, UK

"For the next generation of payroll bureaus."

6 years, 2 months

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.