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loanLoan
Capital at risk
24
Months
18.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

MMsac trading as Bella Amalfi is a family-friendly Italian restaurant with a perfect five-star score on Tripadvisor. They have been in operation for over 20 years and offer an in-house dining experience as well as take-away services. As their name suggests, they take their inspiration from southern Italy, and much of their food is rooted in Neapolitan cuisine. They offer a wide range of food including seafood and pizza, as well as traditional desserts such as tiramisu.

A Taste of Italy

Bella Amalfi was founded over 20 years ago because I recognised the lack of fine Italian cuisine in Sandwich, Kent. I knew it had to have both style and substance, and it needed to be a welcoming environment for diners with children as well as those without. This has so far been a success, as we’re still going strong. Italy is a diverse and beautiful country, and I wanted to make sure it was well represented by Bella Amalfi. As a result, though our main inspiration is southern Italy, you can find dishes from across the country on our menu.

Our passion for food and expertise in Italian cuisine, help set us apart. We have built and cultivated a wonderful restaurant with a lively atmosphere, and it is often filled with the delightful crooning of Neapolitan folk music. Customer satisfaction means the world to us, our dedication and focus on excellent service have resulted in us building a community of repeat clients. Providing an environment that offers not only exceptional food but also offers our clients a place to escape and connect was a goal of ours and we are truly proud to have been running for so many years.

As a popular restaurant in Sandwich with a perfect five-star score on Tripadvisor, thanks to our lovely patrons. We are currently seeking funds to refurbish the restaurant and are delighted to bring you the opportunity to invest.

Credit Commentary:
The director Marco Caracciolo is providing a personal guarantee, which means should the business fail, and there are insufficient assets within the business to repay the loan, we can look to the guarantor(s) to repay any shortfall on repayment. The director has a moderate financial profile, and the company holds an Equifax Report of E. Our credit assessment states a High-level risk rate due to the business industry and considering the company’s ability to generate a positive Cash flow. The director can be traced for several years with no issues.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 22k
Raised
£ 18k
Investors
94
Est close date
Funded 4 months ago in 30 days

Where will the funds go?

Restaurant Refurbishment
£21,740

Key people

MC
Marco Caracciolo
Director

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Business brand

Deal, UK

"A Taste of Italy"

Incorporated
5 years, 8 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.