loanLoan
Capital at risk
36
Months
14.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Marlico is an internationally recognised drinks distribution company, supplying a complete range of alcoholic and non-alcoholic beverages. Established in 2003, Marlico has developed supply relationships across the globe. They have a strong emphasis on technology systems and e-commerce solutions, making them highly competitive both nationally and internationally. They are currently seeking funds for stock and expansion.

Our business is a people business. We invest in talent to continually strengthen our capabilities.

We have established a family of drinks focussed companies, all drawing on the 25+ years drinks industry experience of MD Mark Crump. We service the whole of the drinks industry including import and export, wholesale and distribution, brand ownership and consultancy. When it comes to drinks , we regard ourselves as experts in the field, working relentlessly to ensure that our drinks range gives our customers not just the choice they need, but the right products for their business, all backed up with the highest service levels. Our comprehensive portfolio of wines, spirits, beer and soft drinks includes the biggest global brands together with offering the latest beverage trends and up and coming brands.

We supply clients across all channels, including on-trade wholesale, off-trade retail, travel and duty-free. Through our reputation as an industry leader we are able to develop key strategic partnerships and close working relationships with the leading brands and distributors. We have a strong emphasis on technology systems and e-commerce solutions, which makes us highly competitive and capable of delivering any size consignments - nationally or internationally. We are aware of the part we play in caring for the environment and being global, actively participate in efficient transport and shipping initiatives that enable us to reduce our carbon footprint.

Marlico Ltd has consistently grown year on year, and as a measure of our success, we have been listed in the '1000 Companies to Inspire Britain 2015 and 2017', issued by the London Stock Exchange. In 2016 we were ranked 10th in the top 75 Fast Growth companies in the South West of the UK. We are thrilled to bring you this opportunity to invest as we enter a phase of expansion. Fund raised will be used for stock and expansion.

Credit commentary:
The director is providing a personal guarantee, this means that if the business fails, the director becomes personally liable for the loan. The director is a homeowner, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or director. Profit before tax was £150,100 in 2021 and £24,381 in 2020. We have performed our assessment on recent financial information, including 2022 management accounts, which were not available to Equifax. The bank statements demonstrate reasonable affordability and the accounts remain well in credit. Although turnover decreased from 2020 to 2021, the full-year filed accounts show that gross margin improved and was standing at 32.2% as at April 2021. The 2022 management accounts show that turnover has increased to £4,332,840, whilst gross margin is now 11.4%.

Covid Resilience:
Like many businesses, the pandemic created obstacles for Marlico Ltd. However, these challenges were overcome and the company proved good resilience.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Tranche (2 of 2)
£ 151k
Raised
£ 22k
Investors
64
Est close date
Funded 11 days ago in 29 days

Where will the funds go?

Stock purchase
£104,712
Working capital
£104,712

Key people

Mark Andrew Crump
Director
Red cup

Investor rewards

Mixed Case offer

If you invest £500 - £4,999
We will send you a mixed case (6 bottles) of Langleys Gin and Tenjaku Japanese Whisky for £100 including delivery (35% saving)

Free Case of Spirits

If you invest £5,000 - £20,000
We will send you a free case (6 bottles) of mixed spirits, worth over £150

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Business brand

Torquay, UK

"Our business is a people business. We invest in talent to continually strengthen our capabilities."

Incorporated
19 years, 5 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.