equityEquity
Capital at risk
£35.0m
Valuation
5.7%
Equity share
EIS
Capital at risk
EIS
Amount
£
ownership
Minimum investment is £1,000
EIS Tax Relief
£
Ownership share

Crowd2Fund are returning to give more people the chance to own shares in the lucrative UK peer-to-peer lending market, currently valued at £2bn. With a sophisticated proposition and a future-proof technological infrastructure, Crowd2Fund offer a scalable solution to traditional lending. So far, we have lent £24.5m to around 350 businesses and have ambitious plans in place to grow this to over £40m. Therefore, the money raised will be used to enhance AI features and the mobile platform, as well as expand our investor community.

Delivering next generation finance

We’re raising again! We offer a solution that stands apart from our competitors: as opposed to other lending platforms who use a pooled funds approach, our investors choose the businesses they pledge towards. Therefore, we place importance on transparency and choice—we aim to become the world’s leading P2P lenders for businesses, but also for investors who trust their own judgement and see themselves as savvy entrepreneurs. Furthermore, we offer higher returns than our competitors, with our loan book currently showing better returns than the three largest UK platforms.

To date, we have lent £24.5m to 350 businesses with 7,000 investors. Our aim is to lend £40m over the next year, continuing our 300% growth year on year. To do this, we need to increase investor liquidity, while increasing our sales team for a larger volume of business opportunities. We are confident that Crowd2Fund is scalable: using the Fintech bridge already in place to aid regulations, we are set to expand into international markets like Canada and Australia.

Since our previous raise, we have increased our valuation from £33m to £35m, and based on projected growth post-investment, we see our target valuation at £3bn-6bn. We therefore forecast investors to make between x10-x20 return on their pledges within 5-10 years.

The funds raised will be used to continue to grow the business. Using our years of gathering insights on user experience, we are now in a strong place to improve. Technologically speaking, we will enhance our AI features, including Smart-Invest, and fulfil our aim to become the best mobile-first P2P platform. We also have ideas in the pipeline to automate our due diligence process, making the process faster and more secure, making the most of our blockchain enabled system.

X

Equity - product type
Maximum
£ 2m
Raised
£ 0
Investors
0
Estimated close date
Coming Soon

Where will the funds go?

Direct investor advertising
£750,000
Increase sales team
£250,000
Legal and finance
£250,000
Tech and user experience
£400,000
Brand and marketing
£100,000
Mobile apps
£50,000
Internationalisation
£200,000

Key people

Chris Hancock
Director
Nicky Pace
Managing Director
John Daniels
Strategic Advisor
David Garcia
Director of Tech Development
Liviu Dragulin
Director of Tech Ops
Rob Older
Content Director
Red cup

Investor rewards

Join our club

If you invest £5,000 - £9,000
Get yourself an exclusive investor coin

Cash in

If you invest £10,000 - £19,000
Exchange previous shares on the Exchange + above

Go fee-free

If you invest £20,000 - £49,000
Zero fees for life on Crowd2Fund + above

Keep your eyes peeled

If you invest £50,000 - £99,000
Access upcoming special rewards and perks + above

Have your say

If you invest £100,000+
Become an advisor + above

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Business brand

London, UK

"Delivering next generation finance"

Business stage
Expansion
Incorporated
5 years, 8 months
Investment strategy
Target valuation
£1,000,000,000
Target share value
28.6x
 

The target valuation is not a target return on your investment but simply indicates the desired and forecast growth of the platform. If the target valuation is achieved then your shares would need to be sold at this valuation for you to realise the investment.

Investments like these involve risks including loss of capital.
Please see our risk section before making an investment decision.

Risk warning

Investments like these involve risks including loss of capital. Please see our risk section before making an investment decision