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loanLoan
Capital at risk
36
Months
13.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

C L Paper Sales Company Limited trading as CLOC BOOK PRINT has been a trusted name in UK book printing for over 45 years. As one of the country's leading short-run book printers, they’re known not just for unbeatable pricing, but for long-standing relationships, exceptional quality, and customer service that consistently goes above and beyond.

The UK’S lowest priced short-run book printer

At CLOC BOOK PRINT, we’ve always believed that printing a book should be simple, affordable, and high quality – and that’s exactly what we deliver. Whether it’s one copy or 100,000, we offer the UK’s most competitive short-run pricing without compromising on standards. We print over five million books each year, using cutting-edge sheet-fed digital technology from our London-based facilities.

What makes us different is how much we care. Our ethos is to treat every order as if it were our own – and it works. Many of our clients have stayed with us for decades, with some relationships lasting over 30 years. That kind of trust is built on consistent service, award-winning quality, and an experienced team whose combined expertise exceeds 400 years.

We’re proud to serve a diverse portfolio of clients, including major academic institutions and public sector bodies, and to support partnerships with organisations such as Think Equal, a UN-backed educational charity. With growing digital revenues and a strong asset base, we’re well-positioned for future growth while continuing to deliver affordable, high-quality printing across the UK.

Credit Commentary:
C L Paper sales Company Limited is a diversified business operating in property management, fulfilment services, and print production. Established in 1978, the company has decades of experience serving commercial clients across multiple sectors. The business operates across multiple revenue channels, including 1. Print and Fulfilment via proprietary online platforms, 2. Institutional Contract printing, and 3. Property Rental Income. The company is undergoing significant growth, driven by new contracts and the expansion of its business lines. The company holds an Equifax report of C.

The business is owned by two individuals Tommay Thomas and Maria Christou. Both the shareholders have an excellent credit profile and are homeowners with substantial equity cover. We are filing Debenture for C L Paper Sales, regardless of the amount raised at C2F, which will provide us with a fixed and/or floating charge over the company’s assets. Moreover, both the shareholders are providing personal guarantees, which means should the business fail to repay, we can look up to the guarantor to cover for any shortfall.

Over the past three years, the company has shown a steady upward trend in revenue (YE 25: £1,197k: YE 24: £871k, YE 23: £489k) indicating strong business growth and market traction. In the most recent year, however, profit declined, primarily due to an increase in administrative expenses. This was driven by strategic investment in infrastructure and team expansion, aimed at supporting long-term scalability and operational efficiency. The Operating Profit stood at £82k (YE 24: £142.5k, YE 23: £165.5k) for Arp YE 2025. C L Paper has undergone a significant transformation over the past two years- from a legacy property rental business into a multi channel enterprise. In FY 2024, C L Paper acquired the core assets of CLOC Ltd, including the clocbookprint.co.uk platform, print equipment, intellectual property and goodwill. The company anticipates to move to increased profitability from Q3 2025 as new contracts mature and fixed costs reduce. The company holds significant value in investment properties (£2.3m) and Tangible Net Worth stood (excluding goodwill) at 2m.

The business is seeking funds to expand its fulfilment capacity by automating processes and upgrading equipment. They also plan to grow their platform and bring in more customers through targeted marketing and outreach. Some of the funding will support working capital needs, especially to help deliver on large educational contracts. The EBITDA (YE 25:£108k) of the company is sufficient to cover the proposed loan facility. It also has existing loan obligations, and the current debt service coverage ratio (DSCR) stands at 2. With the addition of our loan , the DSCR would adjust to 1. Despite this, the company maintains a healthy servicing capacity overall which will increase further with projected rising revenue.

Inflation Impact:
The impact of inflation is not material. The diversified revenue stream provide natural protection against inflation. Client contracts with major institutions are long term and often inflation-adjusted, along with servicing of locked fixed rate loans.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 111k
Raised
£ 650
Investors
15
Est close date
29d 11h

Where will the funds go?

Fulfilment capacity expansion, Platform scaling and marketing, Working capital for large education contracts, Liquidity and loan consolidation
£111,111

Key people

Tommay Thomas
Director
Maria Christou
Director

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Business brand

London, UK

"The UK’S lowest priced short-run book printer"

Incorporated
47 years, 3 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.