loanLoan
Capital at risk
24
Months
15.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Vision Construction have the expertise to carry out a complete range of property renovation: from house extensions to complex property refurbishments. They offer a full design and build service taking on project management to ensure peace of mind, or simply carry out the construction work. They are currently seeking funds for working capital.

Provide the most seamless property design and build service possible.

We offer a full service design and build solution that is unique to Cambridgeshire.  Our in-house architect designs property plans, manages the planning permission process with the local authority and draught building regulations drawings. Our team then liaise with local structural engineers and building regulations compliance officers. The in-house estimation team provide detailed and comprehensive quotes and projects are scheduled by our Contracts Manager. This provides the most seamless property, design and build service possible.

Our skilful and polite teams pride themselves on being respectful, professional and efficient. We deliver a high-end finish to every project with thorough attention to detail.
By working with a builder and architect simultaneously efficiencies in time and budget are realised. Our expertise within the industry allow us to offer a range of services including: extensions, refurbishments, new builds, loft conversions, kitchens, garage conversions, bathrooms and more.

We’ve developed a reputation as construction specialists that you can rely on. Based in the Cambridgeshire area with over 12 years experience, our company has seen continued growth. We offer a professional, clean and hassle free service with an end product of the highest quality. Each project we take on has our complete commitment to drive it forward to be within budget and to be completed on schedule.

Credit commentary:
The directors are providing a personal guarantee, this means that if the business fails, the directors become personally liable for the loan. The directors are homeowners, however, this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs against the business or directors. In the 2022 accounts, admin expenses were £666,990, distribution costs were £13,268 and other operating income was £8,676. In the 2021 accounts, admin expenses were £ 898,139, distribution costs were £25,085 and other operating income was £79,855. The admin expenses in the 2021 to 2022 financial table below are inclusive of distribution costs and other operating income. Sales and and gross margin in 2022 were much improved resulting in an operating profit rather than an operating loss of £533,502 in the previous year. The bank statements demonstrate reasonable affordability and the accounts remain well in credit.

Covid Resilience:
The general findings of surveys show that the majority of construction related businesses have been hit hard by COVID-19. The Vision Group (Cambridge) Ltd. has moved through challenges presented and is proving good resilience.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 53k
Raised
£ 18k
Investors
75
Est close date
12d 23h

Where will the funds go?

Working Capital
£26,595
Expansion
£26,596

Key people

FB
Francesco Barresi
Director

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Business brand

Cambridge, UK

"Provide the most seamless property design and build service possible."

Incorporated
5 years, 4 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.