We use cookies on Crowd2Fund to help us give you the best experience. Find out more by reading
our privacy policy.
Don’t invest unless you’re prepared to lose money. This is a high-risk investment.
You may not be able to access your money easily and are unlikely to be protected if something goes wrong.
Take 2 mins to learn more.
✔
Achieving consistent growth from year 1 to year 5. Starting off with a 100 sqft warehouse to covering 18,000 sqft with all our warehouses worldwide.
✔
Our Database includes 12,000+ active B2B accounts worldwide including brands such as Nisa Local, Cost cutters, Londis and many more. Supplying independent stores, Tiktokers, off licenses, retail chains, Cash and carry's, Wholesalers and Distributors.
✔
266% increase in turnover, £1.5 Million to £5.5 Million in the space of 1 year. This was only possible with timed Investments strategic planning, efficient operations and one shared goal of success.
Our Story
Our Goal is to become the UK's largest distributors of Fast Moving Consumer goods in the Food and beverage industry. Importing and Exporting goods from America, Canada, China, Korea and from around the world directly to stores and businesses. We have established global supplier relationships, a trusted reputation in the import–export market, and a scalable business model where additional capital converts directly into increased stock, higher order fulfilment, and immediate revenue growth.
In our first wave our fund raising we increased our turnover by 266% , £1.5 Million to £5.5 Million in the space of 1 year. This is due to simple selling strategy and good service. Our clients don't just buy once, they buy on weekly, Monthly basis which means regular sale and regular income.
With our teams combined 24 years in the industry we are looking for investors to join us in the new funding wave.
Credit Commentary
Credit Commentary:
Kandy King is a UK based distributor of worldwide confectionery and drinks. Established in 2020, the business has grown steadily from a small warehouse operation to employing over 10 staff members. The company has Equifax grade C and is an existing borrowing company with C2F. It has maintained a good repayment track record and has completed about half of its repayment obligations. The company’s sole shareholder, Sumik Vohra, has provided a personal guarantee, which is supported by a good credit profile of the owner along with multiple unencumbered properties. These assets enhance the guarantee’s strength by offering additional recourse in case of adverse loan performance.
The Turnover of the company stood at £4.5m (YE Jul '24 :£5.4m) and an increased Operating profit of £540k (YE Jul’24: £336k) during YE Jul '25, supported by increase in gross margin. The EBITDA of the company at £551k (YE Jul '24: £340k) and a Debt Service Coverage of 2x is sufficient to service the loan obligation. The review of the bank statement demonstrates accounts remain well in credit with a good affordability for the loan. The company would be utilising funds multipurpose to: purchase stocks, broaden existing stock range, enhance marketing effort, upgrade racking systems within the warehouse to increase efficiency and support overall expansion of business operations. The company has obtained multiple loans in addition to financing from C2F, leading to a higher gearing ratio. However, the increased leverage is aimed at facilitating the ongoing business expansion and growth initiatives.
Inflation Risk:
As a wholesale business, they use multiple pricing tiers to accommodate customers’ needs and ensure steady growth despite inflation.
Due to potential for losses, the Financial Conduct Authority (FCA) considers this
investment to be high risk.
What are the key risks?
You could lose the money you invest
Many peer-to-peer (P2P) loans are made to borrowers who can't borrow money from traditional
lenders such as banks. These borrowers have a higher risk of not paying you back.
Advertised rates of return aren't guaranteed. If a borrower doesn't pay you back as agreed, you
could earn less money than expected. A higher advertised rate of return means a higher risk of
losing your money.
These investments can be held in an Innovative Finance ISA (IFISA). An IFISA does not reduce
the risk of the investment or protect you from losses, so you can still lose all your money. It
only means that any potential gains from your investment will be tax free.
You are unlikely to get your money back quickly
Some P2P loans last for several years. You should be prepared to wait for your money to be
returned even if the borrower repays on time.
Some platforms may give you the opportunity to sell your investment early through a 'secondary
market', but there is no guarantee you will be able to find someone willing to buy.
Even if your agreement is advertised as affording early access to your money, you will only get
your money early if someone else wants to buy your loan(s). If no one wants to buy, it could take
longer to get your money back.
Don't put all your eggs in one basket
Putting all your money into a single business or type of investment for example, is risky.
Spreading your money across different investments makes you less dependent on any one to do
well.
A good rule of thumb is not to invest more than 10% of your money in high-risk-investments.
The P2P platform could fail
If the platform fails, it may be impossible for you to collect money on your loan. It could
take years to get your money back, or you may not get it back at all. Even if the platform has
plans in place to prevent this, they may not work in a disorderly failure.
You are unlikely to be protected if something goes wrong
The Financial Services Compensation Scheme (FSCS), in relation to claims against failed
regulated firms, does not cover investments in P2P loans. You may be able to claim if you
received regulated advice to invest in P2P, and the adviser has since failed. Try the FSCS
investment protection checker here.
Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance.
If you have a complaint against an FCA-regulated platform, FOS may be able to consider it. Learn
more about FOS protection here.
If you are interested in learning more about how to protect yourself, visit the FCA's website here.
For further information about peer-to-peer lending (loan-based crowdfunding), visit the FCA's website here.
Congratulations
You have successfully activated your IFISA.
Thank you for transferring your ISA to Crowd2Fund
This completed form will be sent to your current ISA manager and we will request a transfer.
This can take up to 30 days but we’ll process as quickly as possible and let you know when
your funds have arrived.
Then you can start investing in great entreprenures.
Activate your Innovative Finance ISA for April 2026 to 2027
Activate your Innovative Finance ISA with Crowd2Fund, and continue investing your £20,000
annual allowance with us for this tax year. If you’re not ready to activate your IFISA this
year, then please click
here.
You can always invest outside your tax-wrapper too.
If you’ve not decided yet, then we’ll remind you again in a few weeks.
We’d love to help you make the most of your annual IFISA allowance this tax year.
Thanks
The Crowd2Fund Team
Risk warning
Past performance and forecasts are not reliable indicators of future results.
Your capital invested is not covered for compensation in the event of a loss by the FSCS.
Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.