loanLoan
Capital at risk
36
Months
13.5%
apr
Capital at risk
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Ro-Am Printing supply premium bespoke print solutions across the UK. The team is highly experienced in print and media creation. Having been in the printing industry for many years, they are able to deliver the highest quality projects in a timely manner. Ross and Sam are now seeking funding for working capital and loan consolidation.

Providing excellent print solutions, helping businesses across the country promote themselves in the right manner.

Ro-Am supplies print marketing, business stationery, large format printing, posters and creative solutions across the UK. Our cutting edge machinery and highly experienced team allows for fast turnaround times and leading print solutions. At Ro-Am, we pride ourselves on our ability to work alongside our clients, from concept to completion, providing a premium print service.

Sam and myself, continue to elevate businesses across the UK by offering a leading print service. With many returning clients, we are known for our streamlined, fast turn around and high quality prints. We are trusted by both small and large businesses, receiving stellar reviews that note our personal approach. We genuinely care about the end results and customer satisfaction.

Utilising the latest print technologies and top quality materials; we are able to provide a wide range of products. Some including: business cards, A5 booklets, rolling banners, and passers with our 60x40 inch rigid media printed boards. As our business expands and our brand continues to grow, we are now raising funds for working capital, and loan consolidation.

COVID-Resilience:
The business has stood strong during COVID and the industry as a whole is reported to accelerate at a CAGR of around 5% through 2021-2025.
https://prn.to/3nv8pxw

Credit Comment:
The financial accounts show a modest position with an EBITDA of £39K. The bank statements show utilisation of the overdraft with a good proportion of credits coming from Cre8 Canvas and Sass Creative. There will be cross company guarantees with Cre8 Canvas Ltd and Sass Creative Ltd. The director is providing a personal guarantee, this means that if the business fails the director becomes personally liable for the loan. The director is a homeowner, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Tranche (2 of 4)
£ 74k
Raised
£ 34k
Investors
139
Est close date
Funded 6 months ago in 29 days

Where will the funds go?

Loan Consolidation
£37,000
Working Capital
£37,000

Key people

RA
Ross Adam Venables
Director
SH
Sam Harsent
Director

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Business brand

Sidcup, UK

"Providing excellent print solutions, helping businesses across the country promote themselves in the right manner."

Incorporated
11 years, 2 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.