REFTECK SOLUTIONS LIMITED
REFTECK SOLUTIONS
A global, tech-led procurement and supply-chain integrator. Repeat client.
Key information
WebsiteCompanies
House
RAISED
£21k
TARGET
£46k
INVESTORS
64
Months
Funded 8 months ago
APR
14.0%
IFISA
Director Guaranteed
Minimum investment is £100
Estimated return
£
Refteck Solutions is rapidly expanding its global presence, now operating across the UK, USA, Germany, India, Latin America, and newly entered high-growth markets in the UAE and Saudi Arabia. In 2025, we launched a fully customised ERP-enabled platform that streamlines sourcing, logistics, documentation, warehousing and supplier management into one intelligent system. This upgrade is driving major efficiency gains and opening new market opportunities. With strong momentum and a scalable digital backbone, Refteck is projecting 30% growth in 2026.
Refteck is now evolving from an integrated ERP-led operation to a fully AI-first model, transforming procurement performance. Automated RFQs, predictive pricing, supplier scoring and real-time spend intelligence significantly reduce manual delays and errors while accelerating decision-making. This fusion of AI and ERP creates a highly scalable, consistent and cost-efficient system that strengthens global expansion. For clients, it unlocks unmatched visibility and control across complex MRO and engineered-spares supply chains—positioning Refteck as a next-generation leader in industrial procurement.
Refteck’s key differentiator is its uncompromising governance, compliance and responsible operations. Every supplier and transaction undergoes strict validation, sanctions checks, technical vetting and export-compliance oversight, ensuring safety, transparency and audit readiness across global supply chains. ISO 9001 certified and progressing through ISO 14001 and ISO 27001 audits, Refteck reinforces quality, sustainability and data integrity. Supported by a growing ESG programme, the company provides clients with trust and confidence—even in high-risk markets—cementing a strong competitive advantage.
Our Story
Refteck Solutions is a global, technology-led procurement and supply-chain integrator supporting critical industries across the UK, USA, Germany, India and Latin America. We simplify complex MRO and engineered-spares sourcing through a broad supplier ecosystem, 24/7 operations and a rigorous compliance framework that ensures every order is validated and delivered with precision.
Refteck is now transitioning into an AI-first organisation, using automation, predictive analytics and intelligent workflows to accelerate RFQs, improve supplier scoring and reduce operational costs at scale. This approach delivers a faster, smarter and more transparent procurement experience while enabling Refteck to grow globally without losing quality or control.
With strong governance, deep sector expertise and a rapidly advancing AI platform, Refteck is redefining how industries manage and maintain their critical supply chains.
Credit Commentary
Based in Croydon, Refteck Solutions provide industrial placement and supply chain services for heavy engineering sectors (oil and gas, petrochemicals,mining, etc). Their offerings include sourcing machinery, spare parts and equipment from global vendors. The business provides end to end logistics - from procurement, warehouse, shipping to delivery of industrial goods worldwide. The company holds an Equifax grade of B(-) and has been trading since 2007.
Refteck is a returning borrower who has fully repaid two loans with Crowd2Fund with the third loan due to be repaid in full this month. The company is jointly owned by Nitin Shah and Alpaben Nitin Shah. Both the shareholders have a good credit profile and are homeowners- with good equity cover. This enhances the strength of the Personal Guarantee provided to us, offering additional comfort regarding their financial standing and commitment.
The Turnover of the company stood at £751k (YE Dec '23 :£892k) and a steady Operating profit of £80.8k (YE Dec’23: £82.7k) during YE Dec '24, supported by increase in gross margin. The EBITDA of the company and Debt Service Coverage are sufficient to service the loan obligation. The review of the bank statement demonstrates accounts remain well in credit with a good affordability for the loan. This is further supported by the Open Banking data review of the company as well. The latest management accounts dated 9M Sep’25 report a revenue of £528k and Operating Profit of £62k. The balance sheet shows total outstanding borrowings of £145k, including a £27.7k Director’s loan. Approximately 20% of this debt is scheduled to be repaid over the next five months. Meanwhile, the Net Assets stood at £150k as of Sep’2025.
The company will utilise funds to grow the business with the existing clients and support working capital needs.
Inflation Risk:
The business is not materially affected by inflation.
Incorporated
19 years, 4 months
Credit risk indicator
- 2024
- 2023
Profit & Loss
2024
Turnover
£0
Cost of sales
£0
Gross profit
£0
Admin expenses
£0
Operating profit
Net interest payable
£0
Pre-tax profit
£0
Tax
£0
Net Profit
£0
Balance sheet
2024
Fixed assets
£0
Current assets
£0
Current liabilities
£
0
Long term liabilities
£0
Net equity
£
0
Profit & Loss
2023
Turnover
£0
Cost of sales
£0
Gross profit
£0
Admin expenses
£0
Operating profit
Net interest payable
£0
Pre-tax profit
£0
Tax
£0
Net Profit
£0
Balance sheet
2023
Fixed assets
£0
Current assets
£0
Current liabilities
£
0
Long term liabilities
£0
Net equity
£
0
Where will the funds go?
Tech Development
£8,000
New Market Development
£7,500
Working Capital Requirement
£59,500
Marketing
£5,000
Key people
Nitin Shah
Director
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Top Pledges
Date
Amount
Jan 29, 08:40:14
£3,746
Jan 13, 12:06:45
£2,000
Jan 08, 13:53:35
£1,568