loanLoan
Capital at risk
36
Months
14.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Lillicoco is a Fine Antique & Vintage Jewellery E-commerce company at the very top of the industry. All jewellery is ethically sourced in the United Kingdom and shipped worldwide by founders and couple, Stacey and Simon. With Stacey’s background in the jewellery industry and Simon coming from the tech start-up sector, they have built Lillicoco into a highly reputable online company. Funds raised will go towards further expansion, stock and working capital.

Our mission is to provide unique, ethically sourced and extraordinary jewellery to collectors worldwide.

Lillicoco is a vibrant reputable online Vintage Jewellery store. Offering genuine, unique pieces found in the United Kingdom from Georgian, Art Deco, Victorian and Art Nouveau eras. We are available exclusively online with free worldwide express delivery.

As a couple, it has been a lifelong dream to build a company that provides high quality English Vintage jewellery to the public internationally. The finest antique jewellery in the world is concentrated in the UK and only a small fraction of it can be found online. Finding genuine antiques is difficult and expensive; fake reproductions are commonplace. To solve this problem, Lillicoco was established in 2016 in Bristol. With the combination of my tech start-up background and Stacey’s jewellery industry expertise, we are providing the public with fine authentic verified vintage jewellery at reasonable prices worldwide. What makes this so special is that we work together as a team to source these unique pieces from all over the UK.

Antique jewellery is an ethical and sustainable alternative to modern mass manufactured jewellery. With £2,000,000 in total online sales (99% of our customers giving Lillicoco a 5 star rating), we’ve built a market leading reputation and are trusted by clients and collectors worldwide. Utilising our knowledge of jewellery trends, luxury e- commerce and digital marketing, we plan to use additional funds to grow our collection from 1000 to 5000 unique items over the next 5 years, establishing Lillicoco as the largest independent retailer of antique jewellery online. In 2020, the global online jewellery market was $21.5 billion, and it is predicted to be $60 billion by 2027. The opportunity to grow the business is exciting, especially given recent statistics in this rapidly growing sector.

Credit Commentary:
The directors are providing a personal guarantee, this means that if the business fails the directors become personally liable for the loan. One director is a homeowner, however, this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors. The bank statements demonstrate reasonable affordability. The accounts remain well in credit and disclose a good level of working capital. The business has had an increase in profits from 2020 to 2021.

COVID-Resilience:
Lillicoco is an e-commerce business and has proved good resilience and strong growth during the pandemic. Moreover, in recent polls, 30% of consumers reported that they purchased more jewellery during the pandemic. (https://www.jckonline.com/editorial-article/pandemic-positive-effect-jewelry/)

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 160k
Raised
£ 157k
Investors
375
Est close date
Funded 7 months ago in 29 days

Where will the funds go?

Expansion capital
£50,000
Stock purchase
£50,000
Working capital
£50,000

Key people

Simon Green
Director
Stacey Lillico
Director
Red cup

Investor rewards

Sweet deal

If you invest £500 - £999
Get £50 in store credit for items over £250

Diamond ticket

If you invest £1,000 - £4,999
Get £100 in store credit for items over £500

Meet the founders

If you invest £5,000 - £10,000
Get an exclusive tour of the studio and lunch with the founders

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Business brand

Bristol, UK

"Our mission is to provide unique, ethically sourced and extraordinary jewellery to collectors worldwide."

Incorporated
6 years, 1 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.