Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Capital at risk
Capital at risk
Director guaranteed
You make
Minimum investment is £100
Total return
Monthly repayments

Higherground Flooring is an award winning flooring solutions company with 26 years experience. Their range includes carpets, wood flooring, laminates and luxury vinyl tiles from established manufacturers. Previous projects include: hotels, offices, schools, nursing homes, hospitals, social housing, new builds and retail outlets. They are currently seeking funds for working capital and expansion.

The largest display of quality flooring under one roof

We have been trading for 26 years and became a limited company in 2011. We ship carpets, rugs and runners throughout the UK and abroad, including recently to New York, California, Hong Kong and New Zealand. Evolved through three decades in the industry, we offer the very best of flooring. Our flooring solutions can be seen online or in our extensive Surrey showrooms, which we recently increased to over 6,000sqft. We also offer installation services, backed with a unique five-year fitting guarantee for peace of mind. Our range encompasses statement flooring public areas and front-of-house spaces, as well as more functional flooring for essential behind-the-scenes areas like kitchens, bathrooms, corridors and staff rooms.

What differentiates us is that we are an independent flooring company so we can choose products and brands that offer something genuinely exciting and different, and bring more choice and depth to our range. We’re also part of a national buying group, through which we can deal with manufacturers and import products directly. As a result, we offer best choice of products, and highly competitive prices. And with our own on-site warehouse, we can hold greater quantities in stock, shortening delivery lead times and ensuring reliable, timely supplies for our trade customers.

We are proud of our great reputation for service, customer support and reliability with over 300 customers, who have been kind enough to rate our fitting service on Checkatrade, giving us an average score of 10/10. We’re also the winners of the Houzz Award for Client Satisfaction 3 years in a row and have a 4.9 star google review. As we expand, we are looking for funds for working capital and are thrilled to bring you this opportunity to invest.

Credit commentary:
The directors are providing a personal guarantee, this means that if the business fails, the directors become personally liable for the loan. The directors are homeowners, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors. The bank statements demonstrate reasonable affordability and the accounts remain well in credit.

Covid Resilience:
The general findings of surveys show that the majority of construction related businesses have been hit hard by COVID-19. Higherground Flooring Ltd. has moved through challenges presented and is proving good resilience.


Business keeps the raised amount even if target is not met.
Loan - product type
Tranche (2 of 2)
£ 59k
£ 5k
Est close date
Funded 1 year ago in 29 days

Where will the funds go?

Working Capital

Key people

Gerard Mcsharry

Got a question for the business?

For more information on the business, please login and ask them a question directly.Sign in to Ask

Business brand

Camberley, UK

"The largest display of quality flooring under one roof"

14 years, 1 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.