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loanLoan
Capital at risk
36
Months
14.0%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Faber Artifex has twenty five years of experience in providing high end retail carpentry, commercial and residential joinery, with many clients nationwide and some overseas. The company has experienced significant growth over the past years and is in the process building the strength of its team across multiple functions. They enjoy many accreditations from awarding bodies such as Constructionline, BM Trada and CHAS. They’ve even taken on projects involving super yachts!

Bespoke carpentry and joinery, anywhere.

At Faber Artifex, we take immense pride in our two-decade legacy of excellence in the tier one joinery industry. Our commitment to precision and luxury has been at the heart of everything we do. It's our pleasure to have had the opportunity to deliver tailored projects that truly epitomise these values for our clients over the years. We provide myriad services, including Project Management, Second Fix, and Shop Fitting. We pride ourselves on being an excellent employer and understand that everyone is an individual, we believe that each person on the team needs to have the correct work life balance.

What makes Faber Artifex stand out from our competition? We specialise in bespoke joinery and carpentry, tailored to transform spaces for discerning residential and commercial clients. Moreover, Faber Artifex believes in crafting unique solutions for every project that align with our clients' distinct needs and preferences. Our bespoke approach ensures that each piece is a true reflection of your style and purpose. Our team of skilled artisans combines traditional craftsmanship with modern techniques, using premium materials to deliver durable, beautiful creations that stand the test of time.

At Faber Artifex, we take pride in shaping wood into masterpieces that define spaces and resonate with individual tastes. We are industry certified, holding accreditations from Constructionline, CHAS, UKAS, and more. We have even taken on clients in mainland Europe! Faber Artifex takes customer satisfaction extremely seriously, and we ensure every client is satisfied before we put our tools down. Elevate your environment with our bespoke joinery and carpentry solutions, where craftsmanship meets creativity. Let us transform your vision into reality, one piece at a time.

Credit Commentary:
The director Nathan Moodie is providing a personal guarantee, which means should the business fail, and there are insufficient assets within the business to repay the loan, we can look to the director to repay any shortfall on repayment. The director has a good financial profile, and the company holds an Equifax Report of B. Our credit assessment states a lower-level risk rate due to good financial management. The company has shown a consistent and positive cash flow, as its EBITDA indicates the company has a sufficient amount to cover Interest, existing debt payments and the proposed facility, finally their pre-tax profit is superior compared with last year's figure. The director can be traced for several years with no issues.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Tranche (2 of 2)
£ 11k
Raised
£ 11k
Investors
54
Est close date
Funded 2 months ago in 7 days

Where will the funds go?

Business Expansion
£54,348
Manufacturer Partnership Development
£54,348

Key people

Robert Campbell
Director
Nathan Moodie
Director

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Business brand

Colchester, UK

"Bespoke carpentry and joinery, anywhere."

Incorporated
8 years, 6 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.