loanLoan
Capital at risk
36
Months
13.5%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Rebuilding and restoring properties, Expert Property Care strategically supports any building-related projects through their fully integrated range of services in construction. Having accreditations from CHAS, HELIFIX, Gas safe register and NICEIC, they are a trusted service that have built strong and long-term relationships with their clients. Working in the inner and outer parts of London, the demand in their services are increasing, they will be using the funds raised in the campaign to fund the initial expenditure on two new client projects and for working capital.

Proactively helping you build your vision.

Accredited by numerous bodies, our clients are sure to feel that they are in safe and trusted hands for their restoration and renewal projects. We provide great support for our clients and top customer satisfaction, this includes keeping them in the loop throughout the entire process to ensure confidence and a smooth process.

Our services are available for the inner and outer London communities in their time of need.

We provide three core services, restoration, repairs, and renewal, with a team of highly trained experts who are passionate in continuing to build their skills. In our restoration projects, we proactively deliver the desired quality outcome with care and precision. The projects are timely, carefully planned and on budget. Having undertaken hundreds of repairs each month, we have catered for insurance claim repairs, social housing upgrades, and improvements on general maintenance work. As with our renewal projects, we fit new installations that improve and transform different types of properties, we even provide energy-efficient upgrades.

The foundation for our work comprises of five things, compliance, health and safety, guarantees, the environment and growth. With regards to compliance, we make sure that we meet all necessary compliance standards and certifications. The health and safety criteria, helps us ensure that each member is fully up to date with training and education on all possible potential hazards. At Expert Property Care, we care about taking care of the planet, therefore, with every project, we find the best ways to minimise any harmful impacts on the environment. Lastly, guarantees, ensuring our operating model is financially sustainable and with this, we provide workmanship guarantees on every project.

We are continuing to grow as a company and are incredibly proud of our work so far. The demands in our services are increasing and with the funds raised for this campaign, we will be using it towards on two new client projects and for working capital.

COVID-Resilience:
The construction sector was hit hard in early 2020 due to lockdown however workers were allowed to return to work under specific guidelines in May 2020. According to IHS Markit / CIPS UK Construction PMI UK companies signalled a strong increase in output volumes during April 2021 and suggest a strong recovery however there are other challenges due to demand and supply imbalances and inflation pressure on the cost of materials.

https://bit.ly/2TSv2jx

Credit Risk Comment:
The business is showing increasing working capital and a good current ratio. The director is providing a personal guarantee, this means that if the business fails the director becomes personally liable for the loan. The director is a homeowner, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 128k
Raised
£ 29k
Investors
96
Est close date
17d 2h

Where will the funds go?

2 New client projects
£80,000
Working captial
£47,659

Key people

Simon John Edwards
Director

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Business brand

Watford, UK

"Proactively helping you build your vision."

Incorporated
20 years, 7 months
Product risk
Lower

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.