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Capital at risk
Director guaranteed
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Minimum investment is £100
Total return
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Based in Rayleigh, Cars Under Limited (trading as Cars Under 3000) is a family-run business focused on providing first-class services for their customers all at an affordable rate. They also offer part-exchange and buy used cars. They take pride in the fact that all of their services are simple and seamless along with offering a wide range of brands for their customers. These include Audi, BMW, Citroen, Fiat, Ford, ​​Lexus and Mercedes-Benz. Whatever the need, they are able to assist with. They even give financial advice from their dedicated team of experts. They are now growing as a business and are now fundraising for marketing, recruitment and a new website.

Providing first class services for all your motor needs all at an affordable rate.

We are a family-run business passionate about providing first-class services to our customers at an affordable rate. We understand that buying a used vehicle isn’t always easy and so we want to make sure that we are able to assist our customers with a car that is best suitable for them, moreover, to ensure that they are as informed as possible, hence why we have a dedicated team of financial experts that can guide them through the process step-by-step. Our customers lay at the heart of our company and so it is important to us that we make their experience as easy as possible, this is why we believe we have been rated 4.9 stars on Trustpilot.

We are proud to sell a vast collection of cars suitable for all types of needs, from cars of all sizes, convertibles, petrol or diesel, a first-time car or a van for work, we sell our vehicles for the right people for the right price. Our collection ranges from Audi, BMW, Citroen, Fiat, Ford, ​​Lexus, Mercedes-Benz, MINI, Honda, Hyundai, Jaguar, Jeep, Kia, Land Rover and a whole lot more. Cars Under 3000 prices range from around £900 up to £5000. Not only do we sell used cars, but we buy used cars and do part exchange.

Our family values run beyond just between ourselves, it also includes developing a strong relationship with our customers. We treat our customers with the same strong values we hold within ourselves. We don't want our customers to come just once, so they can time and time again for all of their motoring needs. We offer coffee and cold refreshments for all of our meetings with our customers.

Our strong family values also affect the way we run our team. We ensure a healthy environment for all of our staff, all down to earth and friendly and overall a positive atmosphere.

We have sold thousands of cars, and our business is growing, so to meet those demands, we are raising funds for marketing, recruitment and to rebuild a new website.

The business has not been impacted by the effects of the pandemic, moreover, the sale of used cars significantly increased due to the shortage of new models in August 2021.

Please see the link below:

Credit Comments
The financials accounts show a healthy position with an EBITDA of £78k Mar 21. The shareholder funds doubled to £61k from last year. The director is providing a personal guarantee, this means that if the business fails the director becomes personally liable for the loan. The director is a homeowner, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors.


Business keeps the raised amount even if target is not met.
Loan - product type
£ 130k
£ 38k
Est close date
3d 1h

Where will the funds go?

New Website

Key people

Benjamin Taylor Reynolds
Geoffrey Neil Livesey

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Business brand

Rayleigh, UK

"Providing first class services for all your motor needs all at an affordable rate."

2 years, 5 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.