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BUSINESS MAIL SOLUTIONS

Business Mail Solutions Limited – keeping businesses connected, with seamless document and parcel delivery locally and worldwide.

Funded 1 month ago, in 28 days
101 investors
Successful
Key information WebsiteCompanies House
RAISED
£40k
TARGET
£50k
INVESTORS
101
Months
Funded 1 month ago
APR
14.0%
IFISA
Director Guaranteed
£
Minimum investment is £100
Estimated return
£
Total estimated return
£
Monthly repayments
£
Please note: The estimated return is not guaranteed and is subject to loan performance.
Our APR explained
✔ Over 20 years of trading experience operating the Mail Boxes Etc. Soho franchise. This prime location gives us access to a dense concentration of businesses.
✔ 2025 turnover £700k, up 22%, with a £33k net profit. Net assets increased to £331k, demonstrating strong growth, profitability and a strengthening balance sheet.
✔ Increased our client base which ranges from SMEs, home-office workers, post-production companies and businesses in the art and auction sector.
Our Story
Business Mail Solutions Ltd has operated the Mail Boxes Etc franchise since 2003. Over more than 20 years, we have built an established business serving SMEs, home-office professionals, individuals and corporate clients across central London. Our clients range from Open Ai to English National Opera. We are also particularly popular with and businesses connected to the art and auction sector in Central London such as Christies and Sotheby’s. A key strength is our expertise in international shipping and logistics helping corporate customers navigate changing shipping regulations and customs clearance requirements. This is especially valuable for businesses sending specialist, valuable or time-sensitive items worldwide. We are now looking to build on this strong foundation. The £50,000 funding will provide additional working-capital liquidity and enable us to invest in marketing and customer acquisition, helping us attract new customers and continue growing our established business.
Credit Commentary
Business Mail Solutions Limited is an established franchisee of Mail Boxes Etc., having traded since 2003. The business employs 12 staff and is owned and managed by Inan Ors, who has demonstrated a positive personal credit profile. The company holds an Equifax Score Check Grade of B(-), providing further comfort from an external credit assessment perspective. The company has demonstrated consistent trading growth, with turnover increasing to £698k (YE Nov'25: £574k), representing year-on-year growth of approximately 22%. During the same period, the business generated a net profit of £33k and maintained a strong balance sheet position with capital and reserves of £331k. Whilst the net profit margin remains relatively modest at approximately 4.7%, the level of retained reserves provides a solid financial buffer and demonstrates balance sheet resilience. We have reviewed 12 months of Open Banking data, which indicates positive cash flow performance and sufficient affordability to support the proposed borrowing. Bank account activity remained consistent throughout the review period and supports the company's ability to service the proposed facility from ongoing trading operations. Business Mail Solutions benefits from a well-established franchise model, over 20 years of trading history, positive profitability, strong capital reserves and supportive Open Banking performance. The requested funding of £50,000 over 36 months at 14% interest appears both affordable and creditworthy based on the information reviewed. Key strengths include the established operating history, turnover growth, positive external credit assessment and demonstrated cash flow capacity. The primary credit consideration remains the relatively modest profitability margin, although this is mitigated by the company's strong reserves position and positive affordability assessment.

Business brand

London, UK
Incorporated
22 years, 11 months
Credit risk indicator
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Where will the funds go?

Working Capital & Liquidity This funding will provide additional working-capital headroom to support day-to-day cash flow, maintain flexibility within the business and allow us to take advantage of opportunities as they arise.
£30,000
Marketing & Customer Acquisition We will invest in targeted marketing and customer acquisition to increase awareness of our services, attract new SME and corporate customers and support continued revenue growth.
£20,000

Key people

Inan Ors
Director
Red cup

Investor rewards

30% Mailbox Reward

Invest £250–£499 and receive 30% of the cost of a Mail Boxes Etc. mailbox rental for up to 12 months.

40% Mailbox Reward

Invest £500–£1499 and receive 40% of the cost of a Mail Boxes Etc. mailbox rental for up to 12 months.

50% Mailbox Reward

Invest £1500+ and receive 50% of the cost of a Mail Boxes Etc. mailbox rental for up to 12 months.

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Top Pledges
Date
Amount
Aug 30, 02:15:57
£2,000
Sep 02, 13:26:31
£1,500
Aug 29, 09:01:28
£1,400
Funded 1 month ago, in 28 days
101 investors
Successful

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.