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Capital at risk
Capital at risk
Director guaranteed
You make
Minimum investment is £100
Total return
Monthly repayments

Family-owned business Act Universal are back as demand increases for their products and services. Having well-established clients such as Sky, BT, Virgin Media and TfL Underground, they are one of the UK’s leading businesses in the metal fabrication industry. They have worked with various sectors and with their team of highly skilled and experienced staff, they aim to deliver to the demanding needs of their clients. The funds used for this campaign will go towards redeveloping their website to market their new products and to purchase raw materials.

High precision bespoke sheet metal fabricators.

Having decades of experience in metal sheet engineering, we are one of the UK’s leading manufacturers based in Aylesford, Kent. We have extensive knowledge and experience in various types of industries and sectors and for that reason, we are able to help provide the best solutions for each business. We undertake all processes of manufacturing and powder coating and can even help with the earliest stages of the process and help with cad drawings. We can reverse engineer from samples if required.

Act Universal has built a strong reputation with reputable clients such as Sky, BT, Virgin Media, TfL Underground and TM.

Our business is family-owned and we operate in a team with over 25 members of staff. We take care of our team and we believe that the success of our business comes from their positive approach to each of our projects. We have a warm and friendly team whereby each client is greeted by, and they ensure that with every piece of work that they are involved as much as possible to produce high-quality results no matter the size of the task.

We own the finest technology in the industry with vastly skilled staff members, so there isn’t much that we can’t produce. For this reason, our products are both cost-effective and efficient.

We are now redeveloping our website to help market new products that we have made and have also seen a sharp rise in the raw materials we use for our manufacturing such as mild steel, aluminium, stainless steels etc. Having secured many new projects we will be using the funds to raise money in order to purchase these materials and to redevelop our website to help market our new line of creations.

The Metal Fabricator industry has been growing steadily and is set to grow at a CAGR rate of 3.9%.

Credit Risk Comments:
This is a returning business with perfect repayment history. The business has a stable gross margin from 2019 to 2020 and their tangible net worth has increased. Three directors are providing personal guarantees, this means that if the business fails the directors become personally liable for the loan. One of the directors is a homeowners, however this does not ensure there are sufficient assets should the loan need to be recovered. There have been no CCJs for the business or directors.


Business keeps the raised amount even if target is not met.
Loan - product type
£ 100k
£ 100k
Est close date
Funded 2 years ago in 29 days

Where will the funds go?

Website Development and Marketing
Stock Purchase

Key people

Mathew James Peach

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Business brand

Aylesford, UK

"High precision bespoke sheet metal fabricators."

22 years, 6 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.