Investor earnings
10.52%

Average APR
£31.48m

Investments made
£2.51m

Interest earned
399

Loans issued
3.01%

Defaulted loans
0.94%

Written off loans
Last updated on 31st May 2019

Remember, your capital is at risk and your actual return may be higher or lower.
Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future. The average APR is shown before fees and bad debt.

Individual investor earnings by portfolio

Most investors do very well from investing on the platform. Continuing to build well diversified portfolios can lead to great earnings over time. This chart includes all earnings to date, any potential earnings and is taken as a percentage of the portfolio balance, assuming all defaults are written off.

Actual monthly earnings

Investor earnings vary depending on how you build your portfolio. The following chart shows the annualised earnings of all investors within the community combined.

Total investor earnings

Every month businesses repay investors directly via the platform. Interest earned significantly outweighs any losses.

Interest earned by APR

Investors are earning interest from their loans and are repaid directly through the system automatically.

Portfolio diversification

Investors that diversify their portfolio reduce their risk without impacting their potential returns.

Loan book

Interest rate

We offer loans at different interest rates to cater for a wide range of businesses. You can earn generous returns that are paid back directly to you.

Loan values

Businesses need loans of different values, multiple investors lend smaller amounts to make up the total value of the loan.

Length of arrears

On rare occasions, loans fall into arrears but we have a robust approach to recover these loans and help get the businesses back on track. This chart shows the number of distressed loans segmented by the length of arrears. A business is in default when we take them to court to recover the funds, any debt that is unrecoverable is written off.

Percentage of loans in arrears

It's important to invest in multiple businesses to help manage your portfolio risk. The following chart shows the balance of debt in distress expressed as a percentage of the total amount lent for each arrears segment.

HMCR - Regulated IFISA platform
Regulated IFISA platform

Invest your 2019/2020 IFISA with Crowd2Fund and earnings are tax free.

£20,000

Invested
9.84%

Target APR
£2,059

Target earnings
Remember, your capital is at risk and your actual return may be higher or lower.
Tax treatment of any of the investment offers will depend on the individual circumstances of each investor and may be subject to change in the future.

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Remember, your capital is at risk as your actual return may be higher or lower. Find out more.

Risk warning

Investments like these involve risks including loss of capital. Please see our risk section before making an investment decision