Don’t invest unless you’re prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
loanLoan
Capital at risk
24
Months
16.5%
apr
Director
guaranteed
Capital at risk
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

Lisap (UK) is the British arm and exclusive distributor for the Italian cosmetics company Lisap SPA. They have been in operation for over 25 years, and carry with them enormous amounts of experience. Their director is an alumnus of London’s Beauty and Fashion scene from the mid-late 20th century, and brings that experience with him to provide context and direction to Lisap (UK)’s work distributing Lisap products in Britain.

To provide top quality beauty products with efficiency and a smile.

I founded the UK branch of Lisap over 25 years ago. My background is as a photographer and video director in London’s bustling Fashion and Beauty scene, followed by working across the globe as a visual marketing consultant. This wealth of experience meant I was able to appreciate the importance of luxury cosmetics and the demand for them in the UK. Lisap (UK) has been going for over 25 years, and still maintains the sole distribution rights for Lisap products in the UK.

As a distributor, we focus on Business to Business sales (B2B). B2B sales therefore necessitate good relations with our clients, as repeat business is our goal. Lisap (UK) focuses on the customer experience, ensuring all of our customers are well looked after and increasing the likelihood that our clients will continue to work with us in order to keep stocking Lisap products. How well do we do this? We’re still the sole distributor of Lisap products in the UK, which says a lot about how good our service is. High quality service is a must when you’re a distributor for high quality products.

One of the things I’m most proud about when it comes to Lisap (UK) is that we’ve managed to keep growing. Last year we managed to achieve a growth of approximately 5%, whilst many of our competitors have been struggling to grow their businesses. With the support of Crowd2Fund we hope to continue this trend, or ideally even exceed it.

Credit Commentary:
The director Kenneth Bieber is providing a personal guarantee, which means should the business fail and have insufficient assets within the business to repay the loan, we can look to the guarantor(s) to repay any shortfall on repayment. There have been no CCJs for the business or director. The company’s debt servicing capacity is outside of credit policy, but this will be mitigated by the fact that the C2F loan will be used to refinance their current borrowing, which should result in an improved DSC. The Equifax score and grade, on which we base our assessment of risk, are based on the October 2022 filed accounts. The management accounts show that profit before tax was £29,462 and net equity was £208,658. The bank statements demonstrate reasonable affordability, and the accounts remain well in credit.

Inflation Risk:
As the majority of lending to the business is at a fixed rate, they will not be immediately affected by interest rate increases. The directors do not expect to draw money from the business as the funds will be used for debt settling.

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 134k
Raised
£ 7k
Investors
55
Est close date
21d

Where will the funds go?

Debt settlement
£133,696

Key people

Kenneth George Selwyn Bieber
Director
Red cup

Investor rewards

Beautiful Perk

If you invest £200 - £499
, you get 10% off Lisap’s Lisaplex Luxury Effective Haircare range

Head Turner Reward

If you invest £500 - £10,000
,you get 20% off Lisap’s Lisaplex Luxury Effective Haircare range

Got a question for the business?

For more information on the business, please login and ask them a question directly.Sign in to Ask

Business brand

London, UK

"To provide top quality beauty products with efficiency and a smile."

Incorporated
26 years, 7 months
Credit risk indicator

Risk warning

Past performance and forecasts are not reliable indicators of future results. Your capital invested is not covered for compensation in the event of a loss by the FSCS. Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk section before making an investment decision.