loanLoan
Capital at risk
48
Months
10.5%
Secured
Director
guaranteed
Capital at risk
Secured
Director guaranteed
Amount
£
You make
£
Minimum investment is £100
Total return
£
Monthly repayments
£

We provide all sorts of hygiene services, from cleaning products to bathroom equipment, and from pest control to medical waste disposal. We are currently looking to expand the business so we can provide a comprehensive range of hygiene services to the commercial, industrial and leisure markets in the midlands.

To provide the complete solution for all our clients’ hygiene requirements.

Our aim is to become recognised as an industry benchmark by maintaining consistently high standards and improving the management and quality of our products and services. By fostering these beliefs, 1st Class Hygiene believes we can succeed in achieving our aim of becoming the most respected and preferred supplier to the market.

As a local, family-run business, we provide service contracts within a large radius of our depot in North West Leicestershire. Despite our being a family-run business, we have worked with many household names, both small and large companies alike.

We want you to understand that what makes us different and sets us apart from our competitors is our service to our customers needs and demands. This is why believe it’s the way we communicate and administrate our customers that adds real value to the products and additional services we offer.

An example of our great customer service and attention to detail is that we provide helpful hints and tips on how to maintain your products. Furthermore, we assign our clients their very own dedicated Area Sales Manager and Account Manager.

These services and additional tools are what sits at the very heart of our business, allowing us to offer our customers an exceptional experience and an unparalleled service. With this loan, we hope to attain further clients and continue to keep the nation squeaky clean.

SECURITY: First ranking charge, fixed and floating, tangible fixed assets LTV 1% - 296k tangible, fixed assets. Calculation: (300,000 - 296,086)/3000

X

Business keeps the raised amount even if target is not met.
Loan - product type
Maximum
£ 300k
Raised
£ 99k
Investors
270
Estimated close date
17d 3h

Where will the funds go?

Expansion of business
£150,000
Loan Consolidation
£150,000

Key people

DW
David William Fantham
Director
EM
Eileen Mary Fantham
Director
PD
Paul David Fantham
Director

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A. 2017 are management accounts but turnover has been consistent over the last few years.

A. The Security is personal guarantee from David and Eileen Fantham. In addition, we are offering debenture on the business.

A. We have new business orders and plan is to use this loan for business expansion. David Fantham and Eileen Fantham are guaranteeing the loan. In addition, debenture offered on the business. There is no specific dividend policy.

A. 1st Class Hygiene are taking between well over 100 new orders a month, last month was 139 orders equating to £50,050, over £36,000 was on contract for the next 5 years. £150k will be used for business expansion.

A. Breakdown is £144,000 wages, Directors salaries £85,000. These are clearly shown in the management accounts.

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Business brand

Moira, UK

"To provide the complete solution for all our clients’ hygiene requirements."

Incorporated
10 years, 1 months
Equifax score
24 / 100
Equifax Grading
powered by Equifax
Lower than average score
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Risk warning

Investments like these involve risks including loss of capital. Please see our risk section before making an investment decision